You should carry adequate home liability insurance because lawsuits are almost as common as car accidents. Do you find that you struggle to resist the lure of a cheap price when presented with bids for contracted work? Unfortunately, the lowest…
Let’s face it: accidents happen. And when they do, you might be looking at car repairs and injuries as well as possible increases to your insurance premium. Safe driving can go a long way in keeping you and your family…
I am seeing more & more reports of traffic accidents daily. Not just fender benders… I am talking about rollover crashes. Sometimes I am amazed at how distracted I can be while driving. Before I worked in insurance I never…
Generators are combustion engines that produce a lot of heat, and can be a fire hazard if precautions aren’t taken. When running your generator, place it in a fire-safe location away from fuel or flammable objects. Make sure the surface…
During the cold winter months, water pipes in your home can freeze and burst, resulting in serious property damage. Fortunately, this scenario is avoidable. The steps below show you how to prevent frozen pipes. Prevention Tips When the temperature plummets, pipes…
Icicles hanging from your home’s roof may look dazzling, but they can also be a sign of ice dams. And if an ice dam gets big enough, it can cause severe damage to your home. Fortunately, there are ways to…
You can often prevent winter damage to your home. But when you can’t, your home insurance can help. Whether it’s tumbling temperatures or a blackout blizzard, winter weather can wreak havoc on a home. But you can avoid a disaster…
If you drive in remote areas or are planning a long trip this winter, keep a winter survival kit in your car. While some of the items on this list may be appropriate for your car all year long, these…
You may be inclined to think that your car runs well without much maintenance year-round, and besides an occasional trip to the mechanic for an oil change, any preparation for the winter months is not high on your priority list.…
Icy weather can create challenging, and potentially dangerous, driving conditions in the winter months. Black ice forms on roadways and can produce a nearly invisible hazard. As temperatures approach freezing, icy conditions can develop, especially on roadways where elevation is…
For many, the winter holidays are a time of joy, celebration and tradition. Decorating your home, yard or office is a fun, festive way to celebrate the season. A little planning can help you enjoy your display all season long.…
The holiday season offers opportunities to literally “deck the halls” with festive lights and other decorations while entertaining friends and family. But these popular traditions may also increase the risk of accidental fires as candles, Christmas trees and the bustle…
Maybe your grandma slips an heirloom ruby necklace valued at $10,000 into your holiday stocking. Or perhaps you’ve got a $30,000 engagement ring on your finger. While you think these pieces are safe if they’re stashed in a jewelry box,…
Scott Patterson Travelers Insurance October 13, 2023 I am excited to announce that Pappathan Insurance Agency in Pelham, NH is a recipient of our 2023 Agency S.T.A.R. Agency Award at @Travelers! Pappathan Insurance consistently demonstrates a high level of commitment…
Many renters don’t realize how much they could benefit from having an insurance policy that can help protect their valuables in a life-changing event like a fire or theft. If you assume that damage to your property in your rental…
Say it isn’t so, today officially starts off the autumn season. I am truly a Summer lover, but fall is my close second with the beautiful New Hampshire foliage. As the weather turns cooler and the seasons change, take the…
Take a moment to think about all the stuff in your home. What comes to mind? Maybe your cherished record collection or a big flat-screen TV you have mounted on the wall. OK, that’s the big stuff. But what about…
Life insurance is absolutely essential if there’s someone you care about who would suffer if you and your financial contributions were no longer in the picture. This could include a spouse, children, disabled family members, aging parents or anyone else…
As the weather warms up, more bicycles will start hitting the roads. Here are some safety tips for sharing the streets with those traveling on two wheels. SHARE THE ROAD Bicyclists have a right to the road just like cars…
For those who need a long-term, permanent type of coverage, whole life may be a good option. Read this article to learn more about some of the major benefits of whole life, such as the cash value element. When shopping…
After what felt like an endless winter, everything is slowly starting to thaw out and melt. Spring is one of my favorite times of the year, and as a new homeowner, I am starting to observe new things on my…
What You Need to Know Food poisoning peaks in the summer months when warmer temperatures cause foodborne germs to flourish. Follow these steps for a safe and enjoyable grilling season. Separate When shopping, pick up meat, chicken and other poultry, and…
Falling trees and limbs cause hundreds of millions of dollars of damage each year, as well as personal injuries and deaths. Windstorms and ice storms are leading causes of such damage and injuries. Tree related damage is usually apparent. Limbs…
